Salute Strong thoughtfully compiled a list of 10 premier Retirement Cities, taking into account a variety of crucial factors. While our approach wasn’t strictly scientific, it was intentional and thorough. We prioritized access to healthcare, particularly focusing on the proximity to VA and Military Base medical facilities within a 50-mile radius. Additionally, we considered the appeal of state and local veteran benefits, including exemptions on retired pay and property taxes. We also evaluated the overall cost of living, as well as lifestyle amenities such as community engagement, vibrant nightlife, and various amenities. Furthermore, we assessed the availability of housing, ensuring a comprehensive evaluation of each location’s suitability for retired military personnel.
San Antonio, Texas
Cost of Housing is 20% lower than National Average
Known for its strong military presence, San Antonio offers excellent access to healthcare with multiple VA facilities and military base medical centers. Texas also provides enticing veteran benefits, including no state income tax on retired pay and property tax reductions for service or disability. The cost of living in San Antonio is lower than many other major cities, ensuring affordability for retirees. The city boasts a vibrant lifestyle with diverse communities, bustling nightlife, and abundant amenities. Housing options are plentiful, ranging from historic neighborhoods to modern developments, catering to various preferences.
Colorado Springs, Colorado
75th-happiest city in the U.S. Ranked 45th for income and employment, and 40th for community and the environment.
Home to several military installations, including the United States Air Force Academy, Colorado Springs provides exceptional healthcare access with VA facilities and military base medical centers nearby. The state offers favorable veteran benefits, and Colorado’s natural beauty complements the retiree lifestyle. While the cost of living is slightly higher than the national average, it’s offset by the high quality of life and outdoor recreational opportunities. Colorado Springs features a tight-knit community, cultural attractions, and numerous amenities. Housing choices include mountain-view properties, suburban neighborhoods, and downtown condos, catering to diverse preferences.
Charleston, South Carolina
On average, temperatures range from 37.5 to 59°F in January (the coldest month) and from 73 to 91.1°F in July (the hottest month).
Known for its historic charm and Southern hospitality, Charleston offers retirees a relaxed and scenic lifestyle. Access to healthcare is facilitated by VA facilities and medical centers in the area. South Carolina provides veteran benefits such as property tax exemptions and assistance programs. The cost of living in Charleston is moderate compared to other coastal cities, offering affordability without sacrificing amenities. The city’s historic downtown area features cobblestone streets, antebellum architecture, and waterfront parks. Charleston also boasts a thriving culinary scene, cultural festivals, and recreational activities. Housing options range from historic homes in the downtown area to waterfront estates and golf course communities, catering to various preferences.
Jacksonville, Florida
For a novel experience, catch a public ferry or bypass traffic with a river taxi.
With its proximity to Naval Air Station Jacksonville and other military installations, Jacksonville ensures convenient access to healthcare for retirees. Florida offers attractive veteran benefits, including no state income tax on retired pay and property tax exemptions. The city boasts a moderate cost of living compared to other coastal areas, coupled with a relaxed lifestyle and abundant amenities. Jacksonville’s diverse neighborhoods cater to various interests, from beachfront communities to urban downtown living. The city’s vibrant cultural scene, outdoor recreational opportunities, and thriving economy make it an appealing choice for military retirees.
Savannah, Georgia
Savannah provides the perfect playground. History buffs swarm Savannah, taking in the rich, significant sites like Old Fort Jackson, Fort Pulaski National Monument and Bonaventure Cemetery.
With its historic charm and Southern hospitality, Savannah offers retirees access to healthcare through VA facilities and medical centers in the surrounding area. Georgia provides veteran benefits, including property tax exemptions and assistance programs. The cost of living in Savannah is relatively moderate compared to other coastal cities, offering affordability without sacrificing amenities. The city’s picturesque architecture, vibrant culture, and culinary scene make it a popular retirement destination. Outdoor enthusiasts can explore nearby beaches, parks, and nature preserves. Housing options include historic homes in the downtown area, waterfront properties, and gated communities, catering to various lifestyles and preferences.
Austin, Texas
Austin has long been known as “The Live Music Capitol of the World”
As the capital of Texas, Austin offers a vibrant and diverse community with a thriving economy. Access to healthcare is facilitated by VA facilities and nearby medical centers. Texas provides attractive veteran benefits, including property tax exemptions and no state income tax on retired pay. The cost of living in Austin is relatively moderate compared to other major cities, making it an appealing option for retirees. The city boasts a rich cultural scene, with live music venues, art galleries, and culinary delights. Outdoor enthusiasts can explore the city’s parks, trails, and nearby lakes. Housing options range from urban condos to suburban neighborhoods, catering to various preferences.
Tampa, Florida
Tampa ranked 14th for overall lowest violent crime rate in 2022.
With its proximity to MacDill Air Force Base and other military installations, Tampa ensures convenient access to healthcare for retirees through VA facilities and military base medical centers. Florida offers attractive veteran benefits, including no state income tax on retired pay and property tax exemptions. The cost of living in Tampa is relatively moderate compared to other coastal cities, making it an affordable option for retirees. The city features a diverse population, cultural attractions, and a thriving economy. Outdoor enthusiasts can enjoy the city’s parks, waterfront activities, and nearby beaches. Housing options include waterfront condos, suburban communities, and active adult neighborhoods, catering to various preferences.
Seattle, Washington
Washington is among the states with no Income Tax.
Known for its stunning natural scenery and progressive culture, Seattle offers retirees a diverse and vibrant community. Access to healthcare is facilitated by VA facilities and medical centers in the area. Washington provides veteran benefits, including property tax exemptions and assistance programs. The cost of living in Seattle is higher than the national average, primarily due to housing costs, but the city’s amenities and quality of life make it appealing for many retirees. Seattle features a thriving arts scene, eclectic neighborhoods, and diverse dining options. Outdoor enthusiasts can explore nearby mountains, forests, and waterways. Housing options range from urban condos to waterfront homes and suburban neighborhoods, catering to various preferences.
Oklahoma City, Oklahoma
Oklahoma has a lower cost of living than many other states, which can be a significant advantage for retirees on a fixed income.
While not as well-known for its military presence, Oklahoma City ensures accessible healthcare for retirees through its VA facilities and medical centers. Oklahoma offers veteran benefits such as property tax exemptions and various assistance programs. The cost of living in Oklahoma City is lower than the national average, making it an affordable option for retirees on a budget. The city boasts a friendly atmosphere, cultural attractions, and a burgeoning culinary scene. Outdoor recreational opportunities include parks, lakes, and golf courses. Housing options range from historic homes in established neighborhoods to new developments in the suburbs, providing choices for retirees at different stages of life.
Mobile, Alabama
Mobile is the birthplace of Mardi Gras in the United States.
Known for its rich history and Gulf Coast charm, Mobile offers retirees a warm climate and relaxed lifestyle. Access to healthcare is facilitated by VA facilities and medical centers in the area. Alabama provides veteran benefits, including property tax exemptions and assistance programs. The cost of living in Mobile is lower than the national average, with affordable housing options and no state income tax on retired pay. The city boasts a vibrant cultural scene, with museums, theaters, and festivals celebrating its heritage. Outdoor enthusiasts can explore nearby beaches, rivers, and nature trails. Housing options include historic homes in the downtown area, waterfront condos, and suburban communities, catering to different preferences and budgets.